Opinions of the United
2005 Decisions States Court of Appeals
for the Third Circuit
9-21-2005
In Re: Comm Bank
Precedential or Non-Precedential: Precedential
Docket No. 03-4220
Follow this and additional works at: http://digitalcommons.law.villanova.edu/thirdcircuit_2005
Recommended Citation
"In Re: Comm Bank " (2005). 2005 Decisions. Paper 466.
http://digitalcommons.law.villanova.edu/thirdcircuit_2005/466
This decision is brought to you for free and open access by the Opinions of the United States Court of Appeals for the Third Circuit at Villanova
University School of Law Digital Repository. It has been accepted for inclusion in 2005 Decisions by an authorized administrator of Villanova
University School of Law Digital Repository. For more information, please contact Benjamin.Carlson@law.villanova.edu.
UNITED STATES COURT OF APPEALS FOR THE THIRD CIRCUIT
Nos. 03-4220, 03-4221, 03-4275, 03-4294, 03-4316,
03-4319, 03-4504, 03-4732,
03-4837, 04-4838, 03-4862, 04-1002, and 04-1039
________
IN RE: COMMUNITY BANK OF NORTHERN VIRGINIA AND GUARANTY
NATIONAL BANK OF TALLAHASSEE SECOND MORTGAGE LOAN
LITIGATION
Stephanie Spann; Leonila T. Nini; Eufronio Nini; John Hardt;
Robbin Verbeck; Stephanie Hafford; Charles B. Poindexter;
Maureen F. Poindexter; David B. Walker; Shundra R. Walker;
Jessie Dodd; James Beckius; Linda Whitehead; Lynell B. Wingfield;
Jario Ivan Sarrie; Beatriz Sarrie; Michelle K. Morgan; Sharon Finnerty;
Donald Appleton; Jeanette Appleton; Edelman, Combs & Latturner, LLC;
Appellants in No. 03-4220
Walters, Bender, Strohbehn & Vaughan, P.C.,
Appellant in No. 03-4221
Scott C. Borison,
Appellant in No. 03-4294
Badeaux Class Member Opt-Outs,
Appellants in Nos. 03-4316 and 03-4838
Alabama Class Member Opt-Outs,
Appellants in No. 03-4319
Dickey, McCamey & Chilcote, P.C., David J. Armstrong, Esq., Douglas C. LaSota, Esq.,
Franklin R. Nix, Esq., Georgia Class Member Opt-Outs,
Appellants in Nos. 03-4275 and 03-4504
Ronald D. Gray; Ozy T. McDaniel; Jerline McDaniel; Tammy and David Wasem;
Richard and Margaret Harlin; Sylvester and Patricia Watkins; Stephen D. Jensen;
Joseph E. and Cynthia A. Brownfield; Missouri Class Member Opt-Outs;
1
Illinois Class Member Opt-Outs,
Appellants in No. 03-4732
Michael Lane; Marcos Escalante; Cheryl White-Berry;
William P. Gorny; Rinaldo Swayne,
Appellants in No. 03-4837
Franklin R. Nix, Esq.; Georgia Class Member Opt-Outs and Objectors,
Appellants in No. 03-4862
Marion Deloy Smith,
Appellant in No. 04-1002
John W. Sharbrough, III, Esq.; The Sharbrough Law Firm;
Alabama Class Member Opt-Outs
Appellants in No. 04-1039
________
Argued February 17, 2005
Before: SLOVITER, AMBRO, and ALDISERT, Circuit Judges
ORDER AMENDING OPINION
IT IS ORDERED that the slip opinion in the above case, filed August 11,
2005, be amended as follows:
Page 45, sentence beginning on line 10 with the words “Voluntary
assignees of a credit obligation . . .” should be deleted and replaced by the following:
The parties dispute the scope of assignee liability arising from
HOEPA loans, an issue that has divided the district courts.
Compare, e.g. Cooper v. First Government Mortgage and Investors
Corp., 238 F. Supp. 2d 50, 55 (D. D.C. 2002), with Baker v. Century
Financial Group, Inc., No. 01-0903-CV-W-SOW-ECF, 2001 U.S.
Dist. LEXIS 24320, at *7 (W.D. Mo. 2001). Appellants contend that
the operative legal standard is set forth in § 1641(d). Appellees
2
argue that § 1641(d) does not provide an independent basis for
liability. This court need not, and does not, resolve that dispute at
this time.
By the Court,
/s/ Dolores K. Sloviter
Circuit Judge
Dated: September 21, 2005
nmb/cc: All Counsel of Record
3