Mungia v. State Farm Lloyds

IN THE UNITED STATES COURT OF APPEALS FOR THE FIFTH CIRCUIT United States Court of Appeals Fifth Circuit FILED April 28, 2008 No. 07-40283 Charles R. Fulbruge III Clerk GUILLERMO MUNGIA, ERMINIA MUNGIA Plaintiffs-Appellants v. STATE FARM LLOYDS Defendant-Appellee Appeal from the United States District Court for the Southern District of Texas (02-CV-115) Before HIGGINBOTHAM, BENAVIDES, and DENNIS, Circuit Judges. PER CURIAM:* Guillermo and Erminia Mungia appeal from the district court’s ruling on summary judgment that their Texas homeowner’s policy does not provide coverage for mold damage to their dwelling that arises from an accidental discharge of water. The Mungias argue that the mold exclusion found in their policy is not applicable because of an “exclusion repeal” provision. They rely on the Texas Supreme Court’s decision in Balandran v. Safeco Ins. Co. of Am., 972 S.W.2d 738 (Tex. 1998). We have recently addressed this identical issue, * Pursuant to 5TH CIR. R. 47.5, the court has determined that this opinion should not be published and is not precedent except under the limited circumstances set forth in 5TH CIR. R. 47.5.4. No. 07-40283 concluding that Balandran is inapplicable and that mold damage to the dwelling is not covered under the policy language at issue here. See Carrizales v. State Farm Lloyds, 518 F.3d 343 (5th Cir. 2008). The Mungias’s arguments are thus foreclosed by our precedent. AFFIRMED. 2