Farmer v. HICKAM FEDERAL CREDIT UNION

NOT FOR PUBLIC.A'TI()N IN W}CS'I"S HAW'AI‘I REPORTS AND PAC`IFIC REPOR'I"ER No. 27868 ;;< 213 IN THE INTERMEDIATE COURT OF APPEALS §§ (11§’,! 01= THE STATE oF HAWA:‘: ply m YW DAVID c. FARMER, on behalf of . w the Bankruptcy ESTATE OF DANIEL T. KEOMALU,:5 * Plaintiff/Counterclaim Defendant-Appellant,vJ §§ v. HICKAM FEDERAL CREDIT UNION; Defendant/Counterclaim Plaintiff/Third-Party Plaintiff~Appellee, and GERARD AUYONG; and STEPHEN Y.H. KWOCK, Defendants-Appellees, and JOHN DOES 1-10; JANE DOES l~lO; DOE UNINCORPORATED ASSOCIATIONS, INCLUDING PARTNERSHIPS l~lO, Defendants, v. CUTTER PONTIAC, BUICK, GMC OF WAIPAHU, INC., CJW MOTORS, INC., DOES 1-lO0, Third~Party DefendantS APPEAL FROM THE CIRCUIT COURT OF THE FIRST CIRCUIT (CIVIL NO. 04-l-0732) MEMORANDUM OPINION (By: Nakamura, C.J., Foley and Fujise, JJ.) This case arises out of the termination of Daniel T. Keomalu (Keomalu) from his employment with Defendant-Appellee Hickam Federal Credit Union (HFCU). At the time of his termination, Keomalu was Vice-President of Loans. In 200l, HFCU instituted an automobile dealer loan program which resulted in a higher volume of automobile loans to HFCU members for new and used automobiles. After the dealer loan program began, HFCU experienced a significant increase in the percentage and the amount of delinquent loans made by the loan department, which raised concerns about the soundness of the loans being made. The percentage of delinquent loans increased from O.39% to 2.22% and the amount of delinquent loans increased from $739,l6O to $5,l56Q846 between September 2001 and August 2002. Based on the concerns regarding its loans, HFCU conducted an investigation involving Keomalu and the loan department. As part of the investigation, HFCU retained Defendant~ Appellee Stephen Y.H. Kwock (Kwock), a certified public accountant (CPA), to review HFCU’s loan procedures. Kwock subsequently issued two special audit reports that were critical NOT F()R PUBLIC,A{]`[ON IN WIZS'["S }. An employee or officer of a company, acting within the scope of his or her employment, cannot be liable for interfering with a contract of his or her employer. See Kahala RoVal Corp. v. Goodsill Anderson Quinn & Stifel, 113 HawaiU.251, 273-75, 151 P.3d 732, 754-56 (2007). In Kahala Royal, the plaintiff brought 22 NOT FOR PUBI.ICA'I`ION lN WEST’S HAWA.I‘I REPORTS AN_D PACIP`IC R`EPORTI:`.R suit against two corporate officers and directors, who were acting within the scope of their authority, for tortiously interfering with the contractual relations of the entities they represented. ldg at 273, 151 P.3d at 754. The HawaiE.Supreme Court upheld the dismissal of the plaintiff's complaint, reasoning that A party cannot "interfere" with its own contracts, so the tort fof tortious interference with the corporation‘s contracts] itself can be committed only by a third party. In the case of a corporation, the legal entity acts through its directors and officers. Thus, when officers or directors act in their official capacity as agents of the corporation, they act not as individuals but as the corporation itself. In doing so, they are not acting as a third party, but rather as a party to the contract and cannot be personally liable for tortious interference with the contract. ;d; at 274, 151 P.3d at 755 (quoting Trail v. Boys & Girls Club of Northwest Indiana, 845 N.E.2d 130, 138 (Ind. 2006)). Keomalu's complaint alleges that Auyong was "at all times . . . acting . . . within the scope of his employment as an employee of [HFCU]." Because Auyong was acting within the scope of his employment for HFCU at all relevant times, he was not a third party to the employment contract between Keomalu and HFCU, and he could not tortiously interfere with the employment contract. Therefore, the circuit court properly dismissed Keomalu's claim against Auyong for conspiracy to interfere with the contract between Keomalu and HFCU. Given the proper denial of Keomalu's claim against Auyong, Keomalu's claim against Kwock for conspiracy to interfere with Keomalu's employment contract with HFCU likewise cannot stand and was properly dismissed. Generally speaking, the accepted definition of a conspiracy is a combination of two or more persons or entities by concerted action to accomplish a criminal or \ unlawful purpose, or to accomplish some purpose not in itself criminal or unlawful by criminal or unlawful means. Robert's Hawaii School Bus, Inc. v. Laupahoehoe Transp. Co., 91 HaWaifi 224, 252 n.28, 982 P.2d 853, 881 n.28 (l999) (internal quotation marks, brackets, and citations omitted). Kwock could not form a conspiracy with Auyong to interfere with Keomalu's employment contract with HFCU because Auyong was acting within 23 NO'I` FOR I’U'BLI'CA'YION IN WISS'I"S HAW¢XI‘I REP()RTS ANI) PACIFIC REPOR'FRIZ the scope of his employment at all times, and Auyong was not a third party to the contract. without a combination of two persons, no conspiracy can occur, and thus Kwock could not have conspired with Auyong to tortiously interfere with Keomalu's employment contract with HFCU.W The circuit court properly granted Kwock's motion to dismiss and/or for partial summary judgment on Keomalu's claim against Kwock for conspiracy to interfere with Keomalu's employment contract. V. Keomalu argues that the circuit court erred by dismissing Keomalu's claim that Kwock and Auyong conspired to violate public policy resulting in Keoma1u's wrongful discharge from HFCU. This claim was made pursuant to Parnar v. Americana Hotels, Inc., 65 Haw. 370, 380, 652 P.2d 625, 631 (1982), which held that "an employer may be held liable in tort where his discharge of an employee violates a clear mandate of public policy." We conclude that the circuit court properly dismissed Keomalu's claim that Kwock and Auyong conspired to violate public policy resulting in Keomalu's wrongful discharge. At the outset, we note that Keomalu was not terminated by Kwock or Auyong, but by the HFCU Board based on the recommendation of the Personnel Committee, of which neither Kwock nor Auyong was a member. Kwock was not Keomalu's supervisor or even an employee of HFCU. Under these circumstances, it is difficult to see how Kwock and Auyong could have conspired to wrongfully discharge Keomalu in violation of public policy.‘ Putting that aside, Keomalu asserted that Kwock and Auyong conspired to violate the clear mandates of public policy against discrimination on the basis of race, age, ancestry, and disability set forth in HRs § 373~2(1), (2), (3), and (6) (supp. 2008). A Parnar tort based on a violation of public policy is limited, however, to situations in which "a remedy is not y Kwock's qualified privilege with respect to the special audit reports provides an additional ground to support the circuit court's dismissal of Keomalu’s claim that Kwock conspired with Auyong to interfere with Keoma1u's employment contract. §§§ Chow v. Alston, 2 Haw. App. 480, 484, 634 P.2d 430, 434 (1981) . 24 NOT F()R PUB!_,[CA'I`I()N lN WEST'S }I.»\W,z\.l‘l REPOR'I`S AND PAC{F!C R}_IP()R'I`EI€ provided for violation of the clear public policy involved." Takaki v. Allied Machinery Corp., 87 Hawafi 57, 63, 951 P.2d 507, 513 (App. 1998) (internal quotation marks omitted). Stated another way, where "the statutory or regulatory provisions which evidence the public policy themselves provide a remedy for the wrongful discharge, provision of a further remedy under the public policy exception is unnecessary." Ross v. Stouffer Hotel _C___Q_._, 76 Hawai‘i 454, 464, 879 P.Zd l037, 1047 (1994) (internal quotation marks and citations omitted). Here, HRS Chapter 378, Part I, which prohibits the discriminatory employment practices set forth in HRS § 378-2, also provides a remedy for victims of these discriminatory employment practices. §§§ HRS § 378-5 (1993). Thus, Keomalu was not entitled to bring a claim for conspiracy to violate public policy based on alleged violations of HRS § 378-2. §§g BQ§§, 76 Hawafi at 463~64, 879 P.2d at 1046-47; Takaki, 87 HawaFi at 63, 951 P.2d at 513. For a civil conspiracy claim to be valid, an underlying tort must be shown. We have already rejected Keomalu's challenge on appeal to the circuit court's dismissal of Keomalu's claims for defamation, false-light, NIED, and IIED. To the extent that Keomalu's claim for conspiracy to violate public policy resulting in his wrongful discharge was based on these alleged underlying torts, the circuit court's dismissal of the public policy conspiracy claim was likewise proper. VI. Prior to trial, the circuit court dismissed Keomalu's claim that HFCU violated public policy resulting in Keomalu's wrongful discharge, except for the portion of his claim alleging that HFCU had violated public policies contained in the HWPA which the court allowed to proceed to trial. Keomalu argues that the circuit court erred in dismissing his non~HWPA public policy claim. we disagree. we reject Keomalu's argument that he was entitled to bring a public policy claim based on the allegation that his termination violated disciplinary procedures set forth in HFCU's Employee Handbook. There is no constitutional, statutory, or 25 N()'l` FOR PUIZL]CA'I`I()N IN VVES']"S flAWlAI‘If REP()RTS AND PACIFIC REPOR'I`EIR regulatory provision requiring compliance with HFCU‘s Employee Handbook. §e§ Parnar, 65 Haw. at 380, 652 P.2d at 631. Contrary to Keomalu's argument, Kinoshita v. Canadian Pacific Airlines, L;d¢, 68 Haw. 594, 724 P.2d 110 (1986), does not establish a clear mandate of public policy prohibiting the violation of an employee manual. Indeed, the HawaFi Supreme Court has held that "Hawai7i law does not recognize tortious breach of contract actions in the employment context." Francis v. bee Enterprises, lng;, 89 HaWafi 234, 235, 244, 971 P.2d 707, 708, 717 (1999). Other jurisdictions have concluded that internal company policies or private standards do not establish a clear mandate of public policy upon which to base a Parnar-type wrongful-discharge claim. See Turner v. Anheuser~Bush, Inc., 876 P.2d 1022, 1033 (Cal. 1994); Javnes v. Centura Health Corp., 148 P.3d 241, 244-45 (Colo. Ct. App. 2006). We also reject Keomalu's claim that his discharge by HFCU violated public policy because it was done in contravention of his rights to free speech and due process under the federal constitution. The constitutional provisions that protect these rights do not apply to actions by a federal credit union because it is not a state actor. See Jesinqer v. Nevada Federal Credit Union, 24 F.3d 1127, 1132 (9th Cir. 1994); Anderson v. Wiqqins, 460 F. Supp. 2d 1, 7 (D.C. Cir. 2006). Thus, Keomalu failed to allege any cognizable constitutional violation upon which to bring a public policy claim. VII. Keomalu argues that the circuit court erred in granting HFCU's motion for judgment as a matter of law, pursuant to HRCP Rule 50, on his claim of wrongful discharge in violation of public policies contained in the HWPA. The HWPA states, in relevant part, that: An employer shall not discharge, threaten, or otherwise discriminate against an employee regarding the employee’s compensation, terms, conditions, location, or privileges of employment because: (1) The employee, or a person acting on behalf of the employee, reports or is about to report to the employer, or reports or is about to report to a public body, verbally or in writing, a violation or a suspected violation of: 26 NOT P`OR PUBLICATION IN W `,S"I"S HAWAI‘I REPORTS AND PACII+`IC R.E.P()R'I`ER (A) a law, rule, ordinance, or regulation, adopted pursuant to law of this State, a political subdivision of this State, or the United States{.] ana § 373-62 (supp. 2009>. Keomalu argues that: (1) he was reporting violations or suspected violations of state and federal laws when he told Auyong to slow down the dealer loan program and when he objected to the charging off of delinquent loans; and (2) because he was discharged as a result of expressing concerns to Auyong about the pace of the dealer loan program and objecting to HFCU‘s practice 'in charging off loans, his discharge violated public policies contained in the HWPA. We disagree with Keomalu's arguments and conclude that the circuit court properly granted HFCU's motion for judgment as a matter of law. Keomalu asserts that he told Auyong that the people responsible for loans at HFCU were overwhelmed by the volume of loan applications from the dealer loan program and he repeatedly requested that HFCU slow down the dealer loan program. Evidence that Keomalu told Auyong to slow down the dealer loan program does not, however, amount to a report of a violation or suspected violation of the law. Keomalu does not cite to any law that prohibits HFCU from investing its resources in automobile loans obtained through automobile dealers or that limits the volume of loans that a credit union can take in as part of a dealer loan program. We reject Keomalu's contention that his complaints to Auyong about the dealer loan program constituted a report of a violation or suspected violation of the law because his complaints pertained to the safety and soundness of HFCU. Keomalu's attorney, when questioned by the circuit court, acknowledged that there is no statute explicitly requiring safety and soundness. Moreover, we decline to hold that general expressions of concern about a credit union's or another employer's business decisions constitute a report of a violation or a suspected violation of the law sufficient to support a whistleblower claim under the HWPA. To hold otherwise would 27 N()T I"OR PUTBI,.IC¢ATION lN WES'I"S HA\VAI‘I REP()R“I`S ANI) PACIP`ICT REP(`}R'I`ER expose employers to liability whenever an employee voices a general concern or reservation about an employer's business decisions and later faces adverse employment action. Keomalu argues that HFCU violated the law by charging off certain delinquent automobile loans before insurance refunds and proceeds from the sale of the automobile could be applied to the deficiency. Keomalu contends that by prematurely charging off the loans, HFCU violated federal law by misrepresenting its financial condition. We disagree. we conclude that HFCU's practice of charging off certain delinquent loans before collecting all possible proceeds did not result in an unlawful misrepresentation of HFCU's financial condition. Rather, it provided examiners with a conservative view of HFCU's financial condition. The effect of HFCU's practice was to reduce the assets shown on HFCU's financial statements below the amount that would have been shown if the delinquent loans had not been charged off. After the delinquent loans were charged off, nothing prevented the subsequent collection of insurance refunds or proceeds from the sale of the automobile. If collections could be made on the charged-off delinquent loans, HFCU would be able to offset its losses and update its financial records. There is no evidence that HFCU sought to conceal the practice they employed in charging off delinquent loans. Thus, Keomalu's complaints about HFCU's practice of charging off certain delinquent loans did not constitute a report of a violation or suspected violation of the law.F VIII. Keomalu contends that the circuit court erred in denying his motion for a new trial. This contention is based on the same arguments he raised in claiming that the circuit court W In this case, Keomalu failed to show that HFCU violated (1) the HWPA or 12 U.S.C. § 1790b, the whistleblower provision of the Federal Credit Union Act, or (2) the public policies contained in the HWPA or 12 U.S.C. § 1790b. Moreover, the HWPA and 12 U.S.C. § 1790(b) contain remedies for violations of their provisions, and thus they cannot provide the basis for a Parnar public policy claim. §§§ HRS § 378-64 (1993); 12 U.S.C. § 1790b(C); Ross, 76 HawaiU. at 463-64, 879 P.Zd at 1046-47; 'l‘akaki, 87 Ha.wai‘i at 63, 951 P.2d at 513. 28 NOT F()R PUBLIC;&'I`}ON I,N WES'!"S IHAWAI°I REPOR'I`S AND PACH*`IC REP()RTER erred in granting judgment as a matter of law, pursuant to HRCP Rule 50, on his HWPA public policy claim against HFCU and his defamation claim against Auyong. we have already concluded that the circuit court properly granted judgment as a matter of law in favor of HFCU and Auyong on these claims. Accordingly, we likewise reject Keomalu's contention that the circuit court erred in denying his motion for new trial. CONCLUSION we affirm the circuit court's April 6, 2006, final judgment in favor of Defendants and against Keomalu on all claims raised by Keomalu in his complaint. DATED: Honolulu, Hawafi, February 2, 2010. On the briefs: R. Steven Geshe1l, 53 ` jH[ :2Z%AzQo4zLé4A`/ for David C. Farmer, Trustee ' ' for Plaintiff/Counterclaim Chief Judge Defendant-Appellant €éZ;MJj¢7 ,»~ ' Jeffrey S. Harris and jig FF_ Heather M. Rickenbrode Associate Judge (Torkildson, Katz, FonSeca, Moore & Hetherington) /69 X2 » for Defendant/Counterclaim é:ii§:j*““ Plaintiff/Third-Party Associate Jud Plaintiff-Appellee Hickam Federal Credit Union and Defendant~Appellee Gerard Auyong Shelton G.W. Jim On and Henry F. Beerman (Jim On & Beerman) for Defendant-Appellee Stephen Y.H. Kwock 29