UNPUBLISHED
UNITED STATES COURT OF APPEALS
FOR THE FOURTH CIRCUIT
No. 02-2326
TRACY WOODY,
Plaintiff - Appellant,
versus
MBNA AMERICA BANK, NA; AIR COURIER
ASSOCIATION/CHEAPTRICKS.COM,
Defendants - Appellees.
No. 02-2327
TRACY WOODY,
Plaintiff - Appellant,
versus
DISCOVER FINANCIAL SERVICES, INCORPORATED,
Defendant - Appellee,
and
PROVIDIAN FINANCIAL CORPORATION,
Defendant.
Appeals from the United States District Court for the Eastern
District of North Carolina, at Raleigh. Terrence W. Boyle, Chief
District Judge. (CA-02-170-BO, CA-02-171-BO)
Submitted: April 29, 2003 Decided: July 16, 2003
Before WILLIAMS, MICHAEL, and TRAXLER, Circuit Judges.
Affirmed by unpublished per curiam opinion.
Tracy Woody, Appellant Pro Se. Michael Edmond Weddington, Jackson
Wyatt Moore, SMITH, ANDERSON, BLOUNT, DORSETT, MITCHELL & JERNIGAN,
Raleigh, North Carolina; James Dickson Phillips, III, DANIELS &
DANIELS, P.A., Research Triangle Park, North Carolina; David
Dreifus, POYNER & SPRUILL, Raleigh, North Carolina, for Appellees.
Unpublished opinions are not binding precedent in this circuit.
See Local Rule 36(c).
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PER CURIAM:
Tracy Woody seeks to appeal the district court’s orders
dismissing two civil actions wherein she raised claims under the
Fair Credit Billing Act (FCBA) and the Truth in Lending Act (TILA)
(see 15 U.S.C. § 1601 et seq.), in addition to state claims for
slander, fraud, and negligence. We have reviewed the record and
find no reversible error. Accordingly, we affirm for the reasons
stated by the district court. See Woody v. MBNA America Bank, No.
CA-02-170-BO (E.D.N.C. Oct. 11, 2002); Woody v. Discover Fin., No.
CA-02-171-BO (E.D.N.C. Oct. 16, 2002). We dispense with oral
argument because the facts and legal contentions are adequately
presented in the materials before the court and argument would not
aid the decisional process.
AFFIRMED
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