Dempsey v. Bank of America, N.A.

On appeal, appellant argues that the district court's conclusion that the petition was untimely was incorrect, and requested that the matter be remanded for an evidentiary hearing on the merits of the petition. Respondents argue that the district court's order could be interpreted as meaning that no substantive petition with argument was ever timely filed and is consequently correct, or in the alternative, that the record before the district court would support denying the petition for judicial review. This court reviews a district court's factual determinations deferentially, Ogawa v. Ogawa, 125 Nev. 660, 668, 221 P.3d 699, 704 (2009) (explaining that a "district court's factual findings. . . are given deference and will be upheld if not clearly erroneous and if supported by substantial evidence"), and its legal determinations de novo. Clark County v. Sun State Properties, 119 Nev. 329, 334, 72 P.3d 954, 957 (2003). Absent factual or legal error, the choice of sanction in an FMP judicial review proceeding is committed to the sound discretion of the district court. Pasillas v. HSBC Bank USA, 127 Nev. 255 P.3d 1281, 1287 (2011). To obtain an FMP certificate, a deed of trust beneficiary must: (1) attend the mediation; (2) participate in good faith; (3) bring the required documents; and (4) if attending through a representative, have a person present with authority to modify the loan or access to such a person. NRS 107.086(4), (5); Leyva v. National Default Servicing Corp., 127 Nev. , 255 P.3d 1275, 1278-79 (2011). Having reviewed record on appeal, and considering the arguments of the parties, we conclude that the district court properly denied the petition for judicial review. Although the district court order incorrectly stated that no petition was timely filed, the petition that SUPREME COURT OF NEVADA 2 (0) 1947A (91,11(7.• appellant filed failed to assert any factual allegations concerning noncompliance or bad faith by respondents, and we conclude that the district court acted within its discretion in denying appellant's request for additional time to amend his petition. Cf. Kantor v. Kantor, 116 Nev. 886, 891, 8 P.3d 825, 828 (holding that after a responsive pleading is filed, the district court has the discretion to permit or deny a complaint's amendment, and undue delay is a valid reason to deny amendment). In light of the lack of argument in the petition and the mediator's statement that indicated full compliance by respondents, we conclude that the district court had substantial evidence before it to deny the petition for judicial review after conducting a de novo review.' See FMR 21 (5) (2011) (amended and renumbered FMR 21 (6) (effective January 1, 2013)). Thus, we conclude that the district court reached the proper result in declining to order an evidentiary hearing, see FMR 21(1) (2011) (amended and renumbered FMR 21(2) (stating that district court shall conduct hearings to the extent it deems necessary)), denying the petition, and in ordering an FMP certificate to issue. Accordingly, we ORDER the judgment of the district court AFFIRMED. _ — Douglas Sitta 'There is likewise nothing in the record below that would indicate any failure by respondents that would preclude the issuance of an FMP certificate. SUPREME COURT OF NEVADA 3 (0) I947A cc: Eighth Judicial District Court, Department 14 Cogburn Law Offices Smith Larsen & Wixom Eighth District Court Clerk SUPREME COURT OF NEVADA 4 (0) 1947A 10'D