Griffith-Fenton v. Chase Home Finance

12-3357 Griffith-Fenton v. Chase Home Finance UNITED STATES COURT OF APPEALS FOR THE SECOND CIRCUIT SUMMARY ORDER RULINGS BY SUMMARY ORDER DO NOT HAVE PRECEDENTIAL EFFECT. CITATION TO A SUMMARY ORDER FILED ON OR AFTER JANUARY 1, 2007, IS PERMITTED AND IS GOVERNED BY FEDERAL RULE OF APPELLATE PROCEDURE 32.1 AND THIS COURT’S LOCAL RULE 32.1.1. WHEN CITING A SUMMARY ORDER IN A DOCUMENT FILED WITH THIS COURT, A PARTY MUST CITE EITHER THE FEDERAL APPENDIX OR AN ELECTRONIC DATABASE (WITH THE NOTATION “SUMMARY ORDER”). A PARTY CITING A SUMMARY ORDER MUST SERVE A COPY OF IT ON ANY PARTY NOT REPRESENTED BY COUNSEL. 1 At a stated term of the United States Court of Appeals 2 for the Second Circuit, held at the Thurgood Marshall United 3 States Courthouse, 40 Foley Square, in the City of New York, 4 on the 22nd day of August, two thousand thirteen. 5 6 PRESENT: 7 RICHARD C. WESLEY, 8 PETER W. HALL, 9 SUSAN L. CARNEY, 10 Circuit Judges. 11 _____________________________________ 12 13 Beverley Griffith-Fenton, 14 15 Plaintiff-Appellant, 16 17 v. 12-3357 18 19 MERS, et al., 20 21 Defendants, 22 23 Chase Home Finance, LLC, et al., 24 25 Defendants-Appellees. 26 _____________________________________ 27 28 FOR PLAINTIFF-APPELLANT: Beverley Griffith-Fenton, 29 pro se, Middletown, NY. 30 31 FOR DEFENDANTS-APPELLEES: Cynthia Ann Augello, Esq., 32 Cullen and Dykman, LLP, 33 Garden City, NY. 1 Appeal from a judgment of the United States District 2 Court for the Southern District of New York (Briccetti, J.). 3 UPON DUE CONSIDERATION, IT IS HEREBY ORDERED, ADJUDGED, 4 AND DECREED that the judgment of the district court is 5 AFFIRMED. 6 Appellant Beverley Griffith-Fenton, pro se, appeals 7 from a final judgment dismissing her complaint alleging 8 violations of the Truth in Lending Act, 15 U.S.C. § 1601 et 9 seq.; the Real Estate Settlement Procedures Act, 12 U.S.C. 10 § 2601 et seq.; the Fair Debt Collection Practices Act, 15 11 U.S.C. § 1692 et seq.; the Home Affordable Modification 12 Program, and various state laws, pursuant to Federal Rule of 13 Civil Procedure 12(b)(6) and 28 U.S.C. § 1915(e)(2)(B)(ii), 14 for failure to state a claim. We assume the parties’ 15 familiarity with the underlying facts, the procedural 16 history of the case, and the issues on appeal. 17 We review de novo a district court decision dismissing 18 a complaint pursuant to Rule 12(b)(6) and § 1915(e)(2). See 19 Litwin v. Blackstone Group, L.P., 634 F.3d 706, 715 (2d Cir. 20 2011); Giano v. Goord, 250 F.3d 146, 149-50 (2d Cir. 2001). 21 After an independent review of the record and relevant case 22 law, we affirm for substantially the same reasons 2 1 articulated by the district court judge in his well-reasoned 2 decision entered May 30, 2012. 3 We have considered all of Appellant’s remaining 4 arguments and find them to be without merit. Accordingly, 5 we AFFIRM the judgment of the district court. 6 FOR THE COURT: 7 Catherine O’Hagan Wolfe, Clerk 8 3