Lefkowitz v. Bank of America, N.A.

(indicating that, absent clear error, a district court's factual determinations will not be disturbed). Appellant next contends that the assignment produced by respondents was "void" because it did not recite the amount of consideration that U.S. Bank paid for the assignment. According to appellant, this failure to recite the consideration paid violates NRS 111.210. We disagree. NRS 111.210, part of Nevada's statute of frauds, applies to "contract[s] . . . for the sale of. . . an[ ] interest in lands." NRS 111.210(1). A deed of trust assignment, however, is not a contract. Rather, it is a document akin to a receipt that provides a written record of who is entitled to foreclose on secured property as a means of satisfying a borrower's obligation under a promissory note. Cf. Einhorn v. BAG Home Loans Servicing, Inc., 128 Nev. , , 290 P.3d 249, 254 (2012) (indicating that an assignment's purpose is to complete the chain of title of the person seeking to enforce the note and to proceed with foreclosure). Thus, while a signed writing is required to transfer the beneficial interest in a deed of trust, see NRS 111.205, this writing does not need to recite consideration to accomplish its purpose. See Leyva, 127 Nev. at , 255 P.3d at 1279 (discussing the applicability of NRS 111.205 without reference to NRS 111.210). Accordingly, the district court properly determined that the deed of trust assignment produced by respondents was not "void" for failure to comply with NRS 111.210(1). Edelstein, 128 Nev. at , 286 P.3d at 260. Appellant finally contends that the district court should have held an evidentiary hearing to determine whether an assignment was missing.' Specifically, because Mortgage Electronic Registration Systems, 'Appellant also contends that respondents failed to establish that U.S. Bank is a holder in due course. There is a difference between being a SUPREME COURT continued on next page... OF 2 NEVADA (0) 1947A Inc.'s website indicated that RBS Financial Products owned appellant's loan at some point, appellant contends that an evidentiary hearing was necessary to clarify the chain of title. Based upon the documentation presented to the district court, it was not clearly erroneous for the district court to conclude that respondents had provided a complete chain of title, Edelstein, 128 Nev. at , 286 P.3d at 260, and the district court was within its discretion to reach this conclusion without conducting an evidentiary hearing. FMR 21(2) (providing the district court with the discretion to determine whether an evidentiary hearing is necessary). Accordingly, we ORDER the judgment of the district court AFFIRMED. P ie)?Sit , C.J. Gibbons J Parraguirre Douglas J Saitta ...continued note "holder" and a "holder in due course," and this court has never held that a deed of trust beneficiary seeking to foreclose must be a holder in due course. See NRS 104.3302 (requiring a note holder to satisfy various criteria in order to be a holder in due course); Leyva, 127 Nev. at , 255 P.3d at 1280-81 (recognizing that a note holder is entitled to enforce the note). SUPREME COURT OF 3 NEVADA (0) 1947A cc: Hon. Patrick Flanagan, District Judge Mark L. Mausert The Cooper Castle Law Firm, LLC Washoe District Court Clerk SUPREME COURT OF 4 NEVADA (0) 1947A