926 So.2d 165 (2006)
NICHOLS v. STATE FARM FIRE & CAS. CO.
No. CA 05 01349.Court of Appeal of Louisiana, Third Circuit.
April 5, 2006.SAUNDERS, J.
Decision without published opinion. Affirmed in Part, Reversed in Part and Remanded.
DECUIR, J.
EZELL, J.