993 So.2d 516 (2008)
CAROLINA CAS. INS. CO.
No. 1D08-2413.
CAROLINA CAS. INS. CO.
v.
SMITH.
No. 1D08-2413.
District Court of Appeal of Florida, First District.
October 31, 2008.Decision without published opinion. Cert.denied.
District Court of Appeal of Florida, First District.
October 31, 2008.Decision without published opinion. Cert.denied.