756 N.W.2d 481 (2008)
CECIL
No. 07-1812.
CECIL
v.
EMC INS. COMPANIES.
No. 07-1812.
Court of Appeals of Iowa.
August 13, 2008.Decision without published opinion. The District Court's Decision on Judicial Review is Reversed; The Decision of the Commissioner is Affirmed in part, Reversed in part, and Remanded with Instructions.