689 S.E.2d 245 (2009)
DEL-RIO
No. COA09-780.
DEL-RIO
v.
CLARENDON AMERICAN INS. CO.
No. COA09-780.
Court of Appeals of North Carolina.
Filed December 22, 2009. Certification Date January 11, 2010.Case Reported Without Published Opinion Affirmed.