431 B.R. 308 (2009)
IN RE MILLER;
No. KS-09-003, 08-40935.
IN RE MILLER;
FORD MOTOR CREDIT CO. LLC
v.
MILLER.
No. KS-09-003, 08-40935.
United States Bankruptcy Appellate Panel for the Tenth Circuit.
November 19, 2009.Decision Without Published Opinion Reversed.