728 N.W.2d 61 (2006)
MBNA AMERICA BANK, N.A.
No. 06-0540.
MBNA AMERICA BANK, N.A.
v.
BRINK.
No. 06-0540.
Iowa Court of Appeals.
November 30, 2006.Decision without published opinion. Reversed and Remanded.
Iowa Court of Appeals.
November 30, 2006.Decision without published opinion. Reversed and Remanded.