728 N.W.2d 60 (2006)
PROGRESSIVE INS. CO.
No. 05-1696.
PROGRESSIVE INS. CO.
v.
REED.
No. 05-1696.
Iowa Court of Appeals.
November 30, 2006.Decision without published opinion. Affirmed and Remanded with Instructions.
Iowa Court of Appeals.
November 30, 2006.Decision without published opinion. Affirmed and Remanded with Instructions.