972 So.2d 190 (2008)
FIRST SPECIALTY INS. CO.
No. 3D07-3222.
FIRST SPECIALTY INS. CO.
v.
SMITH.
No. 3D07-3222.
District Court of Appeal of Florida, Third District.
December 31, 2007.Decision without published opinion. Cert. denied.
District Court of Appeal of Florida, Third District.
December 31, 2007.Decision without published opinion. Cert. denied.