28 So.3d 269 (2010)
Jennifer GRAY, et al.
No. 2009-CC-2351.
Jennifer GRAY, et al.
v.
The GRAY INSURANCE COMPANY, et al.
No. 2009-CC-2351.
Supreme Court of Louisiana.
February 26, 2010.Denied.
*270 GUIDRY, J., would grant.
CLARK, J., would grant.