385 B.R. 799 (2008)
IN RE NOWAK;
No. 07-8037, 01-50913.
IN RE NOWAK;
PCFS FINANCIAL
v.
SPRAGIN.
No. 07-8037, 01-50913.
United States Bankruptcy Appellate Panel of the Sixth Circuit.
May 1, 2008.Decision without published opinion. Affirmed.