391 B.R. 211 (2008)
IN RE STAUFFER
Nos. UT-07-045, 04-22407.
IN RE STAUFFER
AMERICAN GENERAL FINANCE OF UTAH, INC.
v.
STAUFFER.
Nos. UT-07-045, 04-22407.
United States Bankruptcy Appellate Panel for the Tenth Circuit.
June 3, 2008.Decision without published opinion. Remanded.