749 N.W.2d 664 (2008)
NAULT
No. 2007AP1670.
NAULT
v.
WEST BEND MUT. INS. CO.
No. 2007AP1670.
Supreme Court of Wisconsin.
April 14, 2008.Petition by court of appeal to certify. Refused.
(ABRAHAMSON, C.J., concurs but would have the court state its reasons for refusing certification).