881 N.E.2d 969 (2004)
353 Ill.App.3d 1081
FEDERAL INS. CO.
No. 1-03-3191.
FEDERAL INS. CO.
v.
FOX
No. 1-03-3191.
Appellate Court of Illinois, First District.
December 17, 2004.Affirmed.
Appellate Court of Illinois, First District.
December 17, 2004.Affirmed.