Hartford Fire v. RIPTA

NOT FOR PUBLICATION NOT TO BE CITED AS PRECEDENT United States Court of Appeals For the First Circuit No. 99-1525 HARTFORD FIRE INSURANCE COMPANY, Plaintiff, Appellee, v. RHODE ISLAND PUBLIC TRANSIT AUTHORITY, Defendant, Appellant. No. 99-1637 HARTFORD FIRE INSURANCE COMPANY, Plaintiff, Appellant, v. RHODE ISLAND PUBLIC TRANSIT AUTHORITY, Defendant, Appellee. APPEALS FROM THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF RHODE ISLAND [Hon. Mary M. Lisi, U.S. District Judge] Before Selya, Stahl, and Lipez Circuit Judges. James E. Kelleher, with whom Revens, Lanni, Revens & St. Pierre was on brief, for Rhode Island Public Transit Authority. John A. Donovan, III, with whom Robert H. Gaynor and Sloane & Walsh, LLP were on brief, for Hartford Fire Insurance Company. February 14, 2000 Per Curiam. These appeals arise out of a declaratory judgment action brought by an insurer against its insured, questioning the scope of its coverage and the existence vel non of a duty to defend. Jurisdiction is premised on diversity of citizenship. See 28 U.S.C. 1332(a). Rhode Island law controls. The district court decided the questions presented on summary judgment. See Hartford Fire Ins. Co. v. Rhode Island Pub. Transit Auth., C.A. No. 98-094-ML, slip op. (D.R.I. Mar. 31, 1999). Both sides now appeal. We have said before, and today reaffirm, that "when a trial court accurately takes the measure of a case and articulates its rationale clearly and convincingly, 'an appellate court should refrain from writing at length to no other end than to hear its own words resonate.'" Cruz-Ramos v. Puerto Rico Sun Oil Co., F.3d , (1st Cir. 2000) [No. 99-1683, slip op. at 3] (quoting Lawton v. State Mut. Life Assur. Co., 101 F.3d 218, 220 (1st Cir. 1996)); accord Ayala v. Union de Tronquistas de P.R., Local 901, 74 F.3d 344, 345 (1st Cir. 1996); In re San Juan Dupont Plaza Hotel Fire Litig., 989 F.2d 36, 38 (1st Cir. 1993). This is such a case. Insofar as Appeal No. 99-1525 is concerned, the district court properly rejected the insured's claims of estoppel and/or waiver. See Hartford Fire, slip op. at 11-12. By like token, the court correctly analyzed and resolved the coverage question. See id. at 12-16. Consequently, we uphold the determination that no coverage exists for substantially the reasons set forth by the district court in its thoughtful rescript. As to the cross-appeal, No. 99-1637, the insurer's counsel conceded at oral argument that the duty-to-defend issue raised therein has become moot. We therefore lack jurisdiction to consider this cross-appeal. See, e.g., Mills v. Green, 159 U.S. 651, 653 (1895); Oakville Dev. Corp. v. FDIC, 986 F.2d 611, 613 (1st Cir. 1993). Accordingly, we need go no further. Affirmed.