911 N.E.2d 1 (2005)
361 Ill. App. 3d 1078
ALLSTATE INS. CO.
No. 1-04-1919.
ALLSTATE INS. CO.
v.
MUNSHI.
No. 1-04-1919.
Appellate Court of Illinois, First District.
October 7, 2005.Affirmed.
Appellate Court of Illinois, First District.
October 7, 2005.Affirmed.