927 N.E.2d 894 (2006)
366 Ill. App. 3d 1228
COUNTRY MUT. INS. CO.
No. 2-05-0969.
COUNTRY MUT. INS. CO.
v.
DIAMOND TOUR GOLF WHOLESALERS, INC.
No. 2-05-0969.
Appellate Court of Illinois, Second District.
August 2, 2006.Rev'd & rem. with directions.