927 N.E.2d 893 (2006)
366 Ill. App.3d 1226
SEBLE SERVICES, INC.
No. 1-05-1701.
SEBLE SERVICES, INC.
v.
AMERICAN COUNTRY INS. CO.
No. 1-05-1701.
Appellate Court of Illinois, First District.
July 26, 2006.Aff'd in pt., rev'd in pt. & rem.