927 N.E.2d 328 (2006)
365 Ill. App. 3d 1089
BRANDT
No. 1-05-3229.
BRANDT
v.
CITIBANK, F.S.B.
No. 1-05-3229.
Appellate Court of Illinois, First District.
May 24, 2006.Aff'd in pt., rev'd in pt. & rem.
Appellate Court of Illinois, First District.
May 24, 2006.Aff'd in pt., rev'd in pt. & rem.