859 N.E.2d 325 (2004)
344 Ill. App. 3d 1235
307 Ill. Dec. 312
RUTLEDGE
No. 3-03-0400.
RUTLEDGE
v.
GUIDEONE LIFE INS. CO.
No. 3-03-0400.
Appellate Court of Illinois, Third District.
January 9, 2004.Affirmed.
Appellate Court of Illinois, Third District.
January 9, 2004.Affirmed.