885 N.E.2d 582 (2005)
355 Ill.App.3d 1191
YOUNG
No. 1-03-1678.
YOUNG
v.
UNIVERSAL CAS. CO.
No. 1-03-1678.
Appellate Court of Illinois, First District.
March 31, 2005.Affirmed.
Appellate Court of Illinois, First District.
March 31, 2005.Affirmed.