867 N.E.2d 127 (2004)
347 Ill. App. 3d 1128
CAPAHA BANK
No. 5-03-0551.
CAPAHA BANK
v.
RICHARDS.
No. 5-03-0551.
Appellate Court of Illinois, Fifth District.
May 14, 2004.Affirmed.
Appellate Court of Illinois, Fifth District.
May 14, 2004.Affirmed.