867 N.E.2d 115 (2004)
347 Ill. App. 3d 1101
HASSAN
No. 1-02-3438.
HASSAN
v.
AMERICAN SERVICE INS. CO.
No. 1-02-3438.
Appellate Court of Illinois, First District.
May 14, 2004.Rev'd & remanded.
Appellate Court of Illinois, First District.
May 14, 2004.Rev'd & remanded.