867 N.E.2d 116 (2004)
347 Ill. App. 3d 1103
MILLER
No. 1-03-0970, 1-03-1118.
MILLER
v.
STATE FARM MUT. AUTO. INS. CO.
No. 1-03-0970, 1-03-1118.
Appellate Court of Illinois, First District.
May 21, 2004.Aff'd in pt., rev'd in pt. & remanded.