784 N.W.2d 201 (2010)
FIA CARD SERVICES
No. 08-1928.
FIA CARD SERVICES
v.
RICHARDS.
No. 08-1928.
Court of Appeals of Iowa.
April 8, 2010.Decision Without Published Opinion Affirmed.
Court of Appeals of Iowa.
April 8, 2010.Decision Without Published Opinion Affirmed.