853 N.E.2d 448 (2003)
341 Ill. App.3d 1105
PASSARELLI v. AMERICAN SERVICE INS. CO.
No. 1-02-2341.Appellate Court of Illinois, First District.
August 22, 2003.Disposition of Cases by Order in the Appellate Court under Supreme Court Rule 23. Affirmed & remanded.