919 N.E.2d 536 (2005)
362 Ill. App.3d 1263
ROSS
No. 5-04-0435.
ROSS
v.
STATE FARM FIRE & CAS. CO.
No. 5-04-0435.
Appellate Court of Illinois, Fifth District.
December 29, 2005.Affirmed.
Appellate Court of Illinois, Fifth District.
December 29, 2005.Affirmed.