463 B.R. 142 (2009)
IN RE DAILEY;
Nos. WO-09-011, 07-12794.
IN RE DAILEY;
LOYD
v.
BALL.
Nos. WO-09-011, 07-12794.
United States Bankruptcy Appellate Panel for the Tenth Circuit.
August 10, 2009.DECISION WITHOUT PUBLISHED OPINION
Reversed.