463 B.R. 142 (2011)
IN RE EVANS;
Nos. CO-10-031, 10-12741.
IN RE EVANS;
EVANS
v.
BANK OF NEW YORK TRUST CO., N.A.
Nos. CO-10-031, 10-12741.
United States Bankruptcy Appellate Panel for the Tenth Circuit.
January 4, 2011.DECISION WITHOUT PUBLISHED OPINION
Affirmed.