UNPUBLISHED
UNITED STATES COURT OF APPEALS
FOR THE FOURTH CIRCUIT
No. 10-1856
JULIO TAPIA; EDITH TAPIA,
Plaintiffs – Appellants,
v.
U.S. BANK, N.A., as trustee for RFMSI 2006S3; RFMSI SERIES
2006-S3 TRUST; HOMECOMINGS FINANCIAL LLC; GMAC MORTGAGE LLC;
COUNTRYWIDE HOME LOANS, INCORPORATED; BANK OF AMERICA, NA;
LTD FINANCIAL SERVICES; UNITED GUARANTY RESIDENTIAL
INSURANCE COMPANY OF NORTH CAROLINA; RESIDENTIAL FUNDING
COMPANY, LLC; MORTGAGE ELECTRONIC REGISTRATION SYSTEM,
INCORPORATED; SAMUEL I. WHITE, P.C.; JOHN & JANE DOE
CERTIFICATE HOLDERS OF RFMSI, Mortgage Backed Certificates,
I-M; JACK & JILL CERTIFICATE HOLDERS, I-M; QUI & CHI DOE,
Associations, Corporations and Entities, I-M,
Defendants – Appellees,
and
FIRST SAVINGS MORTGAGE CORPORATION; LARRY F. PRATT,
Defendants.
Appeal from the United States District Court for the Eastern
District of Virginia, at Alexandria. Gerald Bruce Lee, District
Judge. (1:09-cv-01025-GBL-JFA)
Submitted: July 28, 2011 Decided: August 1, 2011
Before WILKINSON, KEENAN, and DIAZ, Circuit Judges.
Affirmed by unpublished per curiam opinion.
Christopher E. Brown, R. Michael Smith, BROWN, BROWN & BROWN,
P.C., Alexandria, Virginia, for Appellants. John C. Lynch,
TROUTMAN SANDERS, LLP, Virginia Beach, Virginia, Jon S. Hubbard,
TROUTMAN SANDERS, LLP, Richmond, Virginia; W. Paul Childress,
III, Harry Margerum Johnson, III, HUNTON & WILLIAMS, LLP,
Richmond, Virginia, for Appellees.
Unpublished opinions are not binding precedent in this circuit.
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PER CURIAM:
Julio and Edith Tapia appeal from the district court’s
final judgment entered after the district court granted
Defendants’ Fed. R. Civ. P. 12(b)(6) motions to dismiss
Plaintiffs' state law claims for declaratory judgment, breach of
fiduciary duty, and quiet title, as well as their claim under
the Fair Debt Collection Practices Act, 15 U.S.C.A. §§ 1692-
1692p (West 2009 & Supp. 2011). We have reviewed the record and
find no reversible error. Accordingly, we affirm the district
court’s final judgment. See Tapia v. U.S. Bank, N.A., No. 1:09-
cv-01025-GBL-JFA (E.D. Va. filed June 30, 2010; entered July 1,
2010); see also Horvath v. Bank of N.Y., N.A., 641 F.3d 617 (4th
Cir. 2011). We dispense with oral argument because the facts
and legal contentions are adequately presented in the materials
before the court and argument would not aid the decisional
process.
AFFIRMED
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