904 N.E.2d 1249 (2005)
359 Ill. App.3d 1215
LOWE
No. 4-05-0491.
LOWE
v.
FARMERS AUTO. INS. ASS'N.
No. 4-05-0491.
Appellate Court of Illinois, Fourth District.
October 19, 2005.Affirmed.
Appellate Court of Illinois, Fourth District.
October 19, 2005.Affirmed.