883 N.E.2d 1156 (2005)
354 Ill. App. 3d 1177
STATE FARM
No. 3-04-0105.
STATE FARM
v.
GRETZ.
No. 3-04-0105.
Appellate Court of Illinois, Third District.
February 9, 2005.Affirmed.
Appellate Court of Illinois, Third District.
February 9, 2005.Affirmed.