883 N.E.2d 1155 (2005)
354 Ill. App. 3d 1174
DISCOVER BANK
No. 3-04-0107.
DISCOVER BANK
v.
BARNES.
No. 3-04-0107.
Appellate Court of Illinois, Third District.
January 6, 2005.Affirmed.
Appellate Court of Illinois, Third District.
January 6, 2005.Affirmed.