944 N.E.2d 925 (2007)
374 Ill. App.3d 1126
MONARCH ENTERPRISES, INC.
No. 1-07-1598.
MONARCH ENTERPRISES, INC.
v.
ZURICH AMERICAN INS. CO.
No. 1-07-1598.
Appellate Court of Illinois, First District.
August 21, 2007.Vac. & rem. with directions.