936 N.E.2d 1224 (2007)
371 Ill. App. 3d 1196
ILLINOIS EMCASCO INS. CO.
No. 1-04-3476.
ILLINOIS EMCASCO INS. CO.
v.
TERRESTRIS DEVELOPMENT CO.
No. 1-04-3476.
Appellate Court of Illinois, First District.
March 23, 2007.Rev'd & rem.