953 N.E.2d 81 (2007)
377 Ill. App. 3d 1138
352 Ill. Dec. 145
MARTINEZ
No. 1-06-3633.
MARTINEZ
v.
STATE FARM FIRE & CAS. CO.
No. 1-06-3633.
Appellate Court of Illinois, First District.
November 30, 2007.Rev'd & rem.