U.S. Home Corp. v. Church III

(recognizing that the party opposing an arbitration provision's enforceability bears the burden of establishing a defense to the provision's enforcement). In particular, respondents have not identified any part of the arbitration provision that could be construed as depriving them of their NRS Chapter 40 rights or remedies. See Gonski, 126 Nev. at 562, 245 P.3d at 1172 (concluding that an arbitration provision was substantively unconscionable because it deprived homebuyers of their Chapter 40 rights and remedies). Insofar as the district court found the provision's individualized-arbitration•requirement to be cost-prohibitive, the record contains no evidence to support that finding. See D.R. Horton, 120 Nev. at 553, 96 P.3d at 1162 (recognizing that a district court's factual findings are not accepted by this court if they are not supported by substantial evidence); cf. Green Tree Fin. Corp.-Ala. v. Randolph, 531 U.S. 79, 91 (2000) ("The 'risk' that [a plaintiff] will be saddled with prohibitive costs is too speculative to justify the invalidation of an arbitration agreement."). Thus, to the extent that the district court based its substantive unconscionability determination on its finding that individualized arbitrations would be cost-prohibitive, that determination was in error. D.R. Horton, 120 Nev. at 553, 96 P.3d at 1162. Accordingly, in the absence of other evidence to support respondents' argument that the arbitration provision was substantively unconscionable, the district court improperly found the arbitration provision to be unenforceable. Gonski, 126 Nev. at 557, 245 P.3d at 1169; D.R. Horton, 120 Nev. at 553, 96 P.3d at 1162. We therefore SUPREME COURT OF NEVADA 2 (0) 1947A ea ORDER the judgment of the district court REVERSED AND REMAND this matter to the district court for proceedings consistent with this order. Saitta Piet,. di Pickering ,J. cc: Hon. William D. Kephart, District Judge John Walter Boyer, Settlement Judge Payne & Fears LLP Fuller Law Group P.C. Bourassa Law Group, LLC Eighth District Court Clerk SUPREME COURT OF NEVADA 3 (CI 1947A e