Elnora Parham v. HSBC Mortgage Corporation

UNPUBLISHED UNITED STATES COURT OF APPEALS FOR THE FOURTH CIRCUIT No. 11-1779 ELNORA PARHAM, Plaintiff - Appellant, v. HSBC MORTGAGE CORPORATION, (USA); FEDERAL NATIONAL MORTGAGE ASSOCIATION, Defendants - Appellees. Appeal from the United States District Court for the Eastern District of Virginia, at Richmond. John Adrian Gibney, Jr., District Judge. (3:09-cv-00832-JAG) Submitted: April 30, 2012 Decided: May 11, 2012 Before MOTZ and DAVIS, Circuit Judges, and HAMILTON, Senior Circuit Judge. Affirmed by unpublished per curiam opinion. Henry W. McLaughlin, III, LAW OFFICE OF HENRY MCLAUGHLIN, P.C., Richmond, Virginia, for Appellant. Ronald J. Guillot, Jr., SAMUEL I. WHITE, P.C., Virginia Beach, Virginia, for Appellees. Unpublished opinions are not binding precedent in this circuit. PER CURIAM: Elnora Parham appeals the district court’s order granting HSBC Mortgage Corporation and Federal National Mortgage Company’s motion to dismiss her action, brought pursuant to the Truth in Lending Act, 15 U.S.C.A. §§ 1601-1667(f) (West Supp. 2011). We have reviewed the record and find no reversible error. Accordingly, we affirm for the reasons stated by the district court. Parham v. HSBC Mortg. Corp., No. 3:09-cv-00832- JAG (E.D. Va. June 15, 2011). We dispense with oral argument because the facts and legal contentions are adequately presented in the materials before the court and argument would not aid the decisional process. AFFIRMED 2