American Alternative Insurance Corporation v. Connor Logan

Case: 15-14192 Date Filed: 05/04/2016 Page: 1 of 2 [DO NOT PUBLISH] IN THE UNITED STATES COURT OF APPEALS FOR THE ELEVENTH CIRCUIT ________________________ No. 15-14192 Non-Argument Calendar ________________________ D.C. Docket No. 9:15-cv-80017-DMM AMERICAN ALTERNATIVE INSURANCE CORPORATION, a Delaware corporation, Plaintiff-Appellee, versus CONNOR LOGAN, individually, THIERRY GENOYER, individually, LUKE GENOYER, individually, Defendants-Appellants. ________________________ Appeal from the United States District Court for the Southern District of Florida ________________________ (May 4, 2016) Before TJOFLAT, JORDAN, and JULIE CARNES, Circuit Judges. Case: 15-14192 Date Filed: 05/04/2016 Page: 2 of 2 PER CURIAM: This is a declaratory judgment action brought by American Alternative Insurance Company (“AAIC”). AAIC issued an umbrella policy of insurance to Thierry Genoyer as the named insured and seeks a declaration that it has no duty to defend or indemnify Connor Logan, Thierry Genoyer and Luke Genoyer (“Defendants”) in connection with a personal injury action Logan brought against the Genoyers in a Florida state court. 1 The Defendants concede that the “cross- liability exclusion” of the AAIC bars coverage for Logan’s claims against the Genoyers, but argue that they are entitled to coverage under the policy based on promissory estoppel. The District Court rejected Defendants’ promissory estoppel argument and granted AAIC summary judgment in an order entered on August 20, 2015. Defendants appeal the judgment. We affirm, concluding for the reasons stated in the District Court’s order that Defendants failed to establish a case of promissory estoppel as a matter of law. AFFIRMED. 1 Logan seeks damages for the injuries he sustained when he lost control of a vehicle entrusted to him by Luke Genoyer, with the permission of his father, Thierry Genoyer, and struck a tree. 2