First Metlife Investors Insurance Company v. Zilkha

Court: Court of Appeals for the Second Circuit
Date filed: 2010-04-20
Citations: 372 F. App'x 187
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Combined Opinion

SUMMARY ORDER

Appellant Karen Patou appeals from an opinion and order of the district court dated September 21, 2009 granting summary judgment in favor of Appellee Dr. Marian Zilkha. In granting Dr. Zilkha’s motion, the district court concluded that she possessed a valid insurable interest in the life of Dr. Stephen Bosniak. We assume the parties’ familiarity with the facts, procedural history, and specification of issues on appeal.

We review de novo the district court’s grant of summary judgment. Town of Southold v. Town of E. Hampton, 477 F.3d 38, 46 (2d Cir.2007). Having scrutinized the record, we agree that Dr. Zilkha held an insurable interest in the life of Dr. Bosniak within the meaning of applicable New York insurance law. Specifically, we conclude that summary judgment was properly granted to Dr. Zilkha because she possessed a “lawful and substantial economic interest in the continued life, health or bodily safety” of Dr. Bosniak, see N.Y. Ins. Law § 3205(a)(1)(B), who was insured under the reciprocal key-man insurance policy at the heart of this case. For substantially the reasons stated in the district court’s persuasive opinion, we thus AFFIRM the order of the district court.