This is a suit in equity to cancel and set aside a deed alleged to be a cloud on plaintiffs' title to a certain tract of land in St. Louis County, consisting of 147.98 acres. The facts out of which the controversy grows are substantially as follows:
James Willoughby, who died on the 26th day of February, 1875, at the time of his death owned the land in fee and with his family occupied it as a home. Willoughby left surviving him a widow, defendant Mary Ann, and six children, all minors. Two of the children died without issue or surviving spouse. The four remaining are the plaintiffs in this case. The defendant, Mary Ann Willoughby, died after the institution of the suit and pending the appeal. By his will James Willoughby devised to his wife "her dower portion under the provisions of the statute," and to his children the remainder of his estate in equal parts. No executor was named and one Withinton was granted letters of administration with the will annexed.
Shortly before his death, on January 12, 1875, Willoughby and wife gave a deed of trust on the land in question to secure the payment of his notes therein described, one being a principal note for $3,000, due three years thereafter, and six being interest notes, each for $150, due 6, 12, 18, 24, 30 and 36 months after said date. In the course of the administration of Willoughby's estate all of these notes were presented by the holder, Charles L. Jones, and were allowed and classified as demands of the fifth class. Pending an order to sell the real estate to pay debts, made by the probate court, the widow petitioned the court to appoint commissioners to assign her dower and to set out the homestead of herself and the minor children. *Page 549 Commissioners were appointed and in due course made report of their proceedings. That report on exceptions filed by certain creditors of the estate was disapproved and the widow thereafter appealed from the order of disapproval to the circuit court. While this appeal was pending, Jones, the holder of the notes heretofore referred to, caused the land to be sold at public sale by the trustee in the deed of trust in conformity with the provisions of that instrument. At such sale, had on April 14, 1879, Jones became the purchaser for the sum of $5010, which seems to have been the amount of his debt plus the expenses of the foreclosure. On the same day he received a deed of conveyance from the trustee. Two days later Jones, by quit-claim deed and for the expressed consideration of $6,000, conveyed the premises to the widow, Mary Ann Willoughby. On the same date, April 16, 1879, Mrs. Willoughby executed a deed of trust on the land to secure a cash loan of $4800 made to her by one Nitzschmann, as evidenced by a promissory note of that date, due two years thereafter and bearing interest from date at the rate of ten per cent per annum. Following these transactions the widow dismissed her appeal in the dower and homestead proceeding. On November 26, 1879, she borrowed $600 more and gave a second deed of trust on the land to secure it. On March 6, 1880, she conveyed the land by a general warranty deed to defendant William Brandes. The consideration named in the deed was $6,866.65. On May 26, 1923, Brandes and his wife for the expressed consideration of one dollar conveyed the land by general warranty deed to their daughter, defendant Dorothy Brandes, who on the same day and for a like consideration reconveyed to her father and mother.
Upon receipt of the deed from Mrs. Willoughby, in March, 1880, Brandes went into immediate possession of the land in controversy and has ever since occupied it, visibly exercising all the rights and prerogatives of exclusive ownership. And of these facts the plaintiffs have during the intervening years been at all times fully cognizant. This suit was instituted August 27, 1923. At the time of the trial, in October 1924, plaintiffs' ages were as follows: Lucy Briqueleur, sixty years; Joseph H. Willoughby, fifty-eight; Ben Willoughby, fifty-six; and Laura Budde, fifty.
Brandes paid off and discharged, at their maturity, all of the notes secured by the two deeds of trust given by Mrs. Willoughby and with which the land was encumbered at the time she conveyed to him.
Defendant, Mary Ann Willoughby, testified as a witness for plaintiffs. From her testimony we glean some additional facts now to be stated.
Pending the publication of the notice of sale of the land under the deed of trust heretofore adverted to, an arrangement was reached whereby Jones was to buy the land at such sale for Mrs. Willoughby, *Page 550 take a deed from the trustee in his own name and then convey to her. This was done. She did not pay Jones $6,000, the consideration named in the deed from him to her, but $5010, the amount he bid for the land; and the greater part of that sum was realized from the proceeds of the $4800 loan, which had been negotiated for her by Jones. All of these things she told William Brandes prior to making him a deed. She did not receive from Brandes, $6,866.65, the consideration named in her deed to him, but only $1460. In this connection it should be said that plaintiffs offered to prove by Mrs. Willoughby that Brandes bought and she intended to convey to him her dower and homestead interest only. This proof on objection by defendants was excluded by the trial court. There was evidence tending to show that at the time of the conveyance to Brandes the value of the land had been variously estimated at from $8,000 to $14,000.
Other evidentiary facts will be noted, if necessary, in the course of the opinion.
The petition alleges in substance: that James Willoughby died on February 26, 1875, owning in fee simple the land in controversy; that said land was the home farm of deceased upon which he and his family were residing at the time of his death; that the reasonable value of said farm at said time exceeded $25,000; that plaintiffs, who were minors at the time of their father's death, are the surviving children and heirs at law of said James Willoughby, deceased; that defendant, Mary Ann Willoughby, is the surviving widow of said deceased and the mother of said children; that said Mary Ann was in possession of and managed and controlled said land from the death of said deceased until March 6, 1880; that the will of said deceased, which was duly probated, devised to his widow her dower as provided by statute, and to his children equal portions of his estate; that letters of administration were duly granted to "the parties entitled thereto;" that on the 8th day of July, 1880, said estate was finally settled and an "order of no further process" was made and entered of record by the probate court; that the widow's dower was never assigned; that Mary Ann Willoughby was the guardian of her said children; "that none of the right, title or interest of said plaintiffs in and to . . . said real estate, or to any part thereof . . . has ever been conveyed by them, or either of them, to any of the defendants . . ., nor has either of said plaintiffs ever authorized any person to convey or mortgage the same;" that on the 6th day of March, 1880, during the minority of the plaintiffs, defendant Mary Ann Willoughby, without authority, executed and delivered a pretended deed, in form a warranty deed, purporting to convey said property to the defendant William Brandes; that said pretended deed was made at his request, for a pretended consideration *Page 551 of $6,866.65, and was duly placed on the records of St. Louis County; that said widow had no right, power or authority to execute said deed; all of which was well known to the defendant William Brandes prior to the execution and delivery thereof; that said Brandes took possession of said land under said deed and has since wrongfully withheld the same and clouded plaintiffs' title thereto by a deed pretending to convey the same to Dorothy Brandes, for the fraudulent purpose of depriving plaintiffs of their interest in and to said real estate; and that said alleged deed from the said widow to Brandes constitutes a cloud upon the plaintiffs' title. The petition closes with a prayer that the said deed from the widow, Mary Ann Willoughby, be canceled and for naught held, and that the defendants be enjoined from creating any liens on said property by transfer or otherwise, and for general relief.
To the foregoing petition defendants, except Mary Ann Willoughby, filed an answer and a cross-bill. In their answer, after admitting that James Willoughby at the time of his death owned the land in suit in fee simple, they aver that said Willoughby in his lifetime encumbered the land with a deed of trust in the nature of a mortgage; that after his death the trustee sold the land under and in conformity with the provisions of said deed of trust; that at such sale Charles Jones became the purchaser of the land and received a deed from the trustee conveying it to him; and that thereafter said Jones for a valuable consideration conveyed to Mary Ann Willoughby and subsequently she for a like consideration conveyed to the defendant, William Brandes. The answer also pleads laches and the ten-year Statute of Limitations in bar. The cross-bill is in form and substance similar to a petition in an action to determine title under Section 1970, Revised Statutes 1919.
Plaintiffs' reply to defendants' answer and their answer to defendants' cross-bill are both voluminous, but the gist of each is contained in the following excerpts from the reply:
"That said land was purchased at said foreclosure sale by defendant Mary Ann Willoughby for and on behalf of herself and her said children . . . through her agent, one Charles Jones, Jr., who was directed by said Mary Ann Willoughby to bid in said land at said trustee's foreclosure sale; . . . that the purchase price and consideration recited in said trustee's deed to said Charles Jones, Jr., was paid by Mary Ann Willoughby; that said Mary Ann Willoughby paid the purchase price at said trustee's sale aforesaid by executing a renewed deed of trust for $4800, which amount, together with other cash in the sum of $310 which she had, she used in the purchase of said land under said foreclosure. . . . That William Brandes knew full well that defendant Mary Ann Willoughby only had a life estate in said land and could not convey a fee thereto, and *Page 552 through fraud, misrepresentation and deceit said William Brandes induced Mary Ann Willoughby to convey the land aforesaid to him . . . by representing to her that in order to convey her life estate interest to said land it was necessary for her to sign the warranty deed she did sign on March 6, 1880; and that defendant William Brandes knew at the time said Mary Ann Willoughby executed a deed to him that it was her intent and purpose to convey . . . her life estate only."
The circuit court found all the issues for the defendants, both those tendered by the petition and those tendered by the cross-bill, and gave judgment accordingly. From such judgment plaintiffs prosecute this appeal.
I. There are some preliminary matters to be disposed of before considering the real questions presented by the record.
(1) After the cause had been heard and submitted, the trial court on the application of the defendants, without notice to plaintiffs' counsel and in their absence, set aside the submission in order that defendants might offer further evidence. Thereupon defendant William Brandes was sworn. He testified in effect that he paid, as they fell due, all the notesEvidence secured by the two deeds of trust given by Mary AnnAfter Willoughby after the land had been conveyed to herSubmission. by Charles Jones. In connection with his testimony he produced and identified the canceled notes, and they were then put in evidence. This was all the evidence offered after the first submission had been set aside. After this evidence had been received a transcript of it was furnished plaintiffs' counsel and they were subsequently afforded an opportunity to cross-examine the witness, Brandes, and to offer countervailing evidence, if they so desired. Plaintiffs declining to avail themselves of such opportunity filed a motion to strike out the evidence. Their motion was overruled and they complain of the court's action in that respect.
The setting aside of a submission in an equity case in order that the parties, or either of them, may offer evidence inadvertently omitted is a matter resting broadly within the sound discretion of the court. There is nothing to indicate that there was any abuse of that discretion in the rulings just referred to. Appellants have not pointed out any resulting prejudice to them and the record discloses none. Their contention under this head is disallowed.
(2) Appellants insist that the trial court committed error in excluding the proffered testimony of Mrs. Willoughby to the effect that, notwithstanding she gave Brandes a deed purporting to convey to *Page 553 him the fee in the land therein described, she intended to convey merely a life estate, and he at the time knew of suchVarying intention. But the ruling was obviously correct. In theDeed. absence of fraud, accident or mistake, oral evidence is inadmissible to vary, contradict or impeach a written instrument. It is true that there are some averments of fraud with respect to the execution of the deed in the reply, but there are none in the petition. And the petition alone must furnish the basis for the relief to which the plaintiffs deem themselves entitled. This is so elementary that the citation of authorities is considered unnecessary.
II. The evidence tends to show, and we find as a fact, that Mary Ann Willoughby, the widow, was the actual purchaser of the land in controversy at the trustee's sale. Consequently, she and her grantees occupy no better position with respect to the title than they would had the trustee conveyed directly to her instead of through Charles Jones. The two deeds, the one fromTrustee's the trustee to Jones and the one from Jones to theDeed. widow, should therefore be regarded as a single conveyance — one from the trustee to Mrs. Willoughby. The theory of plaintiffs' petition is that this conveyance was a nullity. In this they are mistaken. It conveyed to Mrs. Willoughby the legal title to the fee; whether her husband's heirs retained enforceable equities as against her depends upon her relation to them and her prior relation to the title. These we will endeavor to point out.
Under the homestead law in force in this State at the time of James Willoughby's death, he being then seized in fee of the land in question, the fee, as to the homestead, upon his death passed to and vested in his widow, his minor children being entitled merely to the enjoyment of such homestead with herHomestead: until they attained their majority. [Skouten v. Wood,Dower. 57 Mo. 380; Gragg v. Gragg, 65 Mo. 343; Rogers v. Marsh, 73 Mo. 64.] The widow was also entitled to dower, which owing to the size and value of the tract of land, exceeded in extent her homestead. But her unassigned dower was not an estate in the land; it was nothing more than a chose in action. [Carey v. West, 139 Mo. 146, 147.] So that at the time of the trustee's sale Mrs. Willoughby owned the fee in so much of the land as was necessary to constitute a statutory homestead, and that was the only estate she had. She was not therefore a life tenant, as appellants assert. She and her husband's heirs were co-owners of the land. She was a cotenant.
There is nothing in the evidence which remotely suggests that Mrs. Willoughby in collusion with the trustee brought about the foreclosure sale for the purpose of enabling her to acquire the full title *Page 554 to the land to the exclusion of her husband's heirs. The effect of the sale as touching their interests must therefore be determined from equitable principles applicable to thePurchase purchase by one cotenant of an outstanding title orby One lien affecting the common property. The general ruleCotenant. in such cases is: "The purchasing tenant is regarded as holding the claim so purchased in trust for the benefit of all his cotenants, in proportion to their respective interests in the common property, who seasonably contribute their share of his necessary expenditures." [7 R.C.L. 858.] The rule, however, is not a hard-and-fast one, but one of equitable cognizance which courts of equity mold and apply so as to do justice among the tenants, the facts of the particular case considered. [Rector v. Waugh, 17 Mo. 13, 17.] For example, it was ruled in Becker v. Becker, 254 Mo. 668, and Wenzel v. O'Neal, 222 S.W. 392, that in the absence of fraud or collusion, a cotenant may buy at either a judicial or mortgage sale and acquire title free from any trust so far as the other cotenants are concerned. But in those cases all the cotenants were sui juris and fully capable of protecting their own interests. Facts somewhat analogous to those in the case at bar were considered in McMichaels v. Reece, 194 Mo. App. 363, 366. It was there said:
"Here the cotenants of defendant are her minor children of whom she is [the natural] guardian. They are helpless and must naturally look to her for protection and we regard her as wholly disabled from buying the land solely for herself and setting up against them an antagonistic title. It would violate the trust imposed upon her in relation to her children. . . . She holds the property in trust for them to enjoy until the expiration of their homestead, when they become of age, and the fee-simple title thereafter. In other words, they, on becoming of age, can pay back to her their proper proportions of the purchase money which she paid out and obtain from her a deed to their respective fee-simple interests, subject to her homestead right."
See also Peterson v. Larson, 285 Mo. 119.
The principles announced in these last cases should, we think, govern the rule of decision in this. We accordingly hold that the trustee's deed conveyed to Mrs. Willoughby the legal title in fee to the land in question, burdened, however, with an equity to the extent that she took it in trust for those of herSubsequent cotenants who might thereafter elect to participateGrantee. in the benefits of her purchase by contributing within a reasonable time their share of the purchase money. [Freeman on Cotenancy Partition (2 Ed.) sec. 156.] And as defendant, William Brandes, purchased the title with notice of the facts, he took it subject to the *Page 555 trust which was fastened on it in favor of the cotenants of his grantor. [Mills v. Hart, 24 Colo. 505.]
III. "The purchase made by a cotenant of an outstanding title or incumbrance is not void, nor does the interest so acquired by him, or any part of it, by operation of law, vest in his cotenants. . . . The right of a cotenant to share in the benefit of a purchase of an outstanding claim, is always dependent on his having, within a reasonable time, elected to bear hisDelay. portion of the expense necessarily incurred in the acquisition of the claim." [Freeman on Cotenancy Partition, supra.]
It is said that the money used by Mrs. Willoughby in purchasing the land at the trustee's sale was not her own means, but was obtained by remortgaging the land. But even so, the indebtedness so incurred by her for the purpose of obtaining the purchase money had finally to be paid, and was paid in full by Brandes, her grantee, as a part of the consideration for the conveyance to him. This he did in 1882. What was the reasonable time thereafter within which his cotenants were bound to contribute their share of his expenditure in order to entitle them to a reconveyance of their former interests? In McMichaels v. Reece, supra, it was said that the cotenants in that case, who were minors at the time of the purchase of the outstanding encumbrance, could upon becoming of age pay back to the purchasing tenant their proper proportion of the purchase money and obtain a deed from her to their respective interests. The youngest plaintiff in this case had reached her majority more than thirty years before this suit was instituted. But neither she nor any of her co-plaintiffs has ever contributed, or given notice of election to contribute, any part of the purchase money required to purchase the land at the foreclosure sale. Not only that, they do not now in their bill offer to do so. Having failed for such an extended period of time to contribute or offer to contribute their ratio of the consideration actually paid for the trustee's deed, plaintiffs must now be deemed to have repudiated the transaction and abandoned its benefits. [Crockill v. Hutchinson, 135 Mo. 67.]
However, plaintiffs do not in this action seek to enforce the equitable right to have reconveyed to them the respective interests in the land which they had prior to the sale under the deed of trust, upon a proportionate contribution by them to the expenditure which was necessary to acquire the title at that sale. They have proceeded on the theory that the widow acquired no interest whatever in the land under the foreclosure sale, and that her deed to the defendant Brandes likewise conveyed nothing. Wherefore they ask that the latter deed be canceled as constituting a cloud on their title. But as has been pointed out, the deed from the trustee conveyed the fee, burdened *Page 556 with certain equities in favor of plaintiffs, and that same title was by the widow's deed conveyed to Brandes. Those equities having been extinguished through the lapse of time, plaintiffs are without right or title of any description.
The judgment of the circuit court is affirmed. All concur.