OPINION — AG — ** BANKS AND TRUST COMPANIES ** THE PROVISIONS OF 6 Ohio St. 1977 Supp., 803 [6-803](H) DO NOT REQUIRE THAT COMMITTED BUT UNADVANCED LOANS BE INCLUDED WITHIN THE STATUTORY LIMITS PLACED ON THE FINANCING OF CONSTRUCTION LOANS FOR INDUSTRIAL OR COMMERCIAL BUILDINGS. (UNIMPAIRED CAPITAL PLUS 100 PERCENT) CITE:12 U.S.C.A. 371 (GERALD E. WEIS)