OPINION — AG — ** EMPLOYEES — INSURANCE ** A BOARD OF EDUCATION CAN " LEGALLY PROVIDE FOR ITS EMPLOYEES HOSPITAL AND MEDICAL BENEFITS INCLUDING SICK, ACCIDENT, HEALTH AND LIFE INSURANCE " BUT IS NOT OBLIGATED TO DO SO. (INSURANCE, EMPLOYEES, AUTHORITY) CITE: 70 O.S. 6-3 [70-6-3] (J. H. JOHNSON) (SCHOOL BOARD)