OPINION — AG — THE AG RESPECTFULLY DECLINES TO SUBMIT ANY OPINION INTERFERING WITH THE BOARD'S STATUTORY AUTHORITY. KEY WORDS: AUTOMOBILE LIABILITY, RIGHT OF SET OFF OR SUBROGATION BY WAY OF EXCESS COVERAGE EXCLUSION CITE: OPINION NO. 78-225, OPINION NO. 78-164, 36 O.S. 1971 6092 [36-6092] (JOHN PAUL JOHNSON)